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Index Universal Life Police (IUL)
Index Universal Life Police (IUL)
Index Universal Life Police (IUL)
- Death Benefit Protection
- Cash Value
- Tax Advantages
- Protect against market loss
- Tax deferred growth
- Tax free withdrawal and loan
- No minimum age requirement for withdraws
Index Annuities
Index Universal Life Police (IUL)
Index Universal Life Police (IUL)
Are you seeking an innovative way to grow your portfolio amid today’s volatile markets, high inflation, and high-fee investments?
The Transamerica Structured Index Advantage Annuity offers growth potential and investment protection in a cost-effective solution to help make your financial future more predictable, so you can live your best life.
Executive Bonus Plan
Index Universal Life Police (IUL)
Executive Bonus Plan
Executive Bonus Plans can be an effective way to reward selected employees or owners while providing tax deductions for employers.
Using an Executive Bonus Plan, companies can provide their key executives or owners growing cash values in the form of company paid cash-value accumulation insurance policies.
key Person Coverage
Living Benefits Riders
Executive Bonus Plan
Small business owners put maximum effort into establishing and running their business, but are they taking the right steps to make sure their business can survive the unexpected death of a key employee? The sudden departure of a key employee could be catastrophic to a company. Not because the owner did anything wrong, but because they did not do enough.
Living Benefits Riders
Living Benefits Riders
Living Benefits Riders
Optional living benefit riders can provide early access to your policy’s death benefit, should the insured experience a qualifying chronic, critical, or terminal illness such as a stroke, cancer, heart attack, or paralysis.
Long Term Care Plans
There are many misconceptions surrounding how long-term care expenses can be covered. One important step in creating a plan is to
know what your funding options really are:
- Health insurance: Does not cover long-term care expenses.
- Medicare: Covers up to only 100 days if qualifiers, such as a 3-consecutive day hospital stay under treatment, are met; the first 20 days are covered 100%, but after that, there is a significant co-pay.
- Medicaid: Covers long-term care expenses for individuals with countable assets of $2,000 or less (varies by state); care may be limited to a nursing home.
- Adult children: Many people might assume that their adult children will care for them later in life, but this can present huge financial, physical and emotional challenges for the children.
- Out of pocket: Using income and savings or selling assets might be an option; however, it may leave a surviving spouse with fewer financial resources or reduce a legacy planned for heirs.
- Long-term care coverage: LTC coverage can be a cost-efficient way to help protect yourself and your assets from the potentially high cost of long-term care.
